Archives for posts with tag: christmas

By Deborah Burley

The supermarket’s Christmas aisles have been full since September, and like it or not, the festive season is fast approaching. At uSwitch we’ve been getting very excited about the possible stocking fillers from our online shop – we’ve got loads of small and quirky energy-efficient treats!  If you’ve still got lots of gifts to buy then have a look at our 2011 stocking suggestions…

Top  ten xmas stocking fillers…

POWERplus Bee

This is great for wrapping up and putting in a stocking. This small and cute keychain torch is powered by wind-up dynamo- so you won’t be short of light again. It also glows in the dark – great for when you can’t find your keys.

Complete Ecoballs kit

 The perfect gift for the eco-conscious.  Ecoballs are set to revolutionise the way we do our washing – there’s no need to add detergent, you can wash your clothes at a lower temperature; they’re kind to the environment and to your skin too. We’re full of Christmas cheer for these wonders.

Osun MushRoom Green ZERO charger

This nifty little gadget turns the power off from a charger when it’s finished charging the phone. An ideal gift for someone who likes to charge their phone overnight. As well as this, it’s small and stylish compared to other standby-off phone gadgets.

iGo powerXtender charger

Small, handy and perfect for your globe-trotting friends. This charger gives 10 hours extra talk time, 20 hours extra playing time or 28 hours of listening time for their gadgets.

The H20 Shower Radio

A novelty present for those who love singing in the shower, it uses water to power it so there’s no need for batteries.

POWERplus Dragonfly

Candles make lovely Christmas presents but why not go for something a little different this year? The POWERplus Dragonfly is a solar powered light which flickers like a candle – great for those cosy Christmas days.

POWERplus Leopard solar remote control

For those who have no time for batteries, or who always lose them down the back of the sofa – a lack of batteries certainly won’t stop you from watching the Queen’s speech this Christmas.

Sylvania LED colour changing BC golf ball light bulb

This quirky energy-saving  light bulb shines seven different colours and makes a great present for kids…or for adults wishing to relive their disco days!

Ecobutton

Got a computer obsessed friend? This will switch their computer into an energy-saving mode when they’re away from it. As well as this, it looks good too – what a great present.

Owl rechargeable battery pack AA/AAA

Batteries are a must on Christmas day and these OWL rechargeable batteries are long lasting and better for the environment than the disposable alternative.

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Christmas is coming. Love it or hate it, it’s only 44 days away.  Whatever your feelings are towards Christmas, it generally tends to be an expensive time of year.  Good budgeting can help you avoid the financial burden in the New Year, as well as help you to feel more in control of your finances.

It is important to consider how you’re going to cover the costs associated with Christmas. Firstly, you should consider what your budget is going to be, and then make sure you stick to it!  If you’re considering a credit card, here are some tips to choose the right one for you.

  • Take out a 0% purchases credit card.  You will need to apply now otherwise you many not receive it in time to do your Christmas shopping.  By having 0% interest on purchases, it will help you spread the cost of paying off any balance you have on the card.  Make sure you don’t use this card for balance transfers; this may cause you to start racking up interest charges. Only use it for purchases and pay off the outstanding balance before the 0% deal ends.
  • Load money onto a prepaid credit card. If you have been lucky enough to save in advance, then you may wish to load that money onto a prepaid card rather than carry large amounts of cash around with you.  There are many options on the market, and some cards offer discounts with online shopping retailers.  It’s a great way to manage your Christmas budget without being tempted to overspend.
  • A rewards or cashback card could be ideal if you have an excellent credit rating. A rewards or cashback card will reward you with points or cash whenever you spend on your card.  These cards will often have higher APRs, which charge you much higher interest on any outstanding balance. For this reason, it’s advisable that you pay off your balance in full each month. It’s also worth checking your credit rating before you apply for this sort of card; if you don’t have an excellent rating you are likely to be rejected and will have wasted the application.

Hopefully these tips will help you get a grip on your Christmas finances, so you can see in the New Year in without any financial burdens or unmanageable debts.